HAVEN'T KEPT UP YOUR END I am more athletically inclined than my husband and frequently engage in biking, canoeing and other strenuous activities. Several years ago, when my husband was 60, he came inside after a day of yardwork and collapsed into his favorite easy chair, bemoaning the aches and pains of his advancing age. Attempting to comfort him, I reminded him that when we were newlyweds, we had looked forward to growing old together. "Yes," he replied, "but you haven't kept up your end of the bargain."